🏠The Assumable Guy

Loan Comparison: 5.22% vs 6.5%

846 Mockingbird, Brighton, CO 80601 · 3bd/2ba · $376,000

List Price
$376,000
Assumable Rate
5.22%
Remaining Balance
$372,299
Equity Gap
$18,020
Loan Type
FHA

No Secondary Financing Needed

The equity gap on this property ($18,020) is less than 5% of the purchase price ($18,800). Your down payment covers the full gap with no second mortgage required.

Down Payment
$18,020
Effective Rate
5.22%
vs Conventional
6.5%

Monthly Payment Comparison

New Conventional @ 6.5%
$2,258/mo
Assumable @ 5.22%
$2,049/mo
$209less per month with the assumable

Your Savings on This Property

846 Mockingbird, Brighton · 5.22% FHA vs 6.5% conventional

$209
per month
$2,506
per year
$75,172
over 30 years
$90,271
interest saved
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