🏠The Assumable Guy

Loan Comparison: 5.23% vs 6.5%

9815 Eagle Creek, Commerce City, CO 80022 · 4bd/3ba · $489,000

List Price
$489,000
Assumable Rate
5.23%
Remaining Balance
$490,880
Equity Gap
$-1,880
Loan Type
FHA

No Secondary Financing Needed

The equity gap on this property ($-1,880) is less than 5% of the purchase price ($24,450). Your down payment covers the full gap with no second mortgage required.

Down Payment
$-1,880
Effective Rate
5.23%
vs Conventional
6.5%

Monthly Payment Comparison

New Conventional @ 6.5%
$2,936/mo
Assumable @ 5.23%
$2,705/mo
$232less per month with the assumable

Your Savings on This Property

9815 Eagle Creek, Commerce City · 5.23% FHA vs 6.5% conventional

$232
per month
$2,780
per year
$83,409
over 30 years
$109,739
interest saved
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