🏠The Assumable Guy

Loan Comparison: 4.98% vs 6.5%

13199 Birch, Thornton, CO 80241 · 4bd/3ba · $609,000

List Price
$609,000
Assumable Rate
4.98%
Remaining Balance
$604,723
Equity Gap
$3,336
Loan Type
VA

No Secondary Financing Needed

The equity gap on this property ($3,336) is less than 5% of the purchase price ($30,450). Your down payment covers the full gap with no second mortgage required.

Down Payment
$3,336
Effective Rate
4.98%
vs Conventional
6.5%

Monthly Payment Comparison

New Conventional @ 6.5%
$3,657/mo
Assumable @ 4.98%
$3,239/mo
$418less per month with the assumable

Your Savings on This Property

13199 Birch, Thornton · 4.98% VA vs 6.5% conventional

$418
per month
$5,015
per year
$150,456
over 30 years
$176,629
interest saved
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