🏠The Assumable Guy

Loan Comparison: 3.07% vs 6.5%

9559 Desert Lily, Colorado Springs, CO 80925 · 3bd/3ba · $400,000

List Price
$400,000
Assumable Rate
3.07%
Remaining Balance
$407,725
Equity Gap
$-7,725
Loan Type
VA

No Secondary Financing Needed

The equity gap on this property ($-7,725) is less than 5% of the purchase price ($20,000). Your down payment covers the full gap with no second mortgage required.

Down Payment
$-7,725
Effective Rate
3.07%
vs Conventional
6.5%

Monthly Payment Comparison

New Conventional @ 6.5%
$2,402/mo
Assumable @ 3.07%
$1,734/mo
$667less per month with the assumable

Your Savings on This Property

9559 Desert Lily, Colorado Springs · 3.07% VA vs 6.5% conventional

$667
per month
$8,009
per year
$240,279
over 30 years
$268,004
interest saved
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