🏠The Assumable Guy

Loan Comparison: 5.41% vs 6.5%

2525 Dayton, Denver, CO 80231 · 1bd/1ba · $240,000

List Price
$240,000
Assumable Rate
5.41%
Remaining Balance
$232,536
Equity Gap
$7,464
Loan Type
FHA

No Secondary Financing Needed

The equity gap on this property ($7,464) is less than 5% of the purchase price ($12,000). Your down payment covers the full gap with no second mortgage required.

Down Payment
$7,464
Effective Rate
5.41%
vs Conventional
6.5%

Monthly Payment Comparison

New Conventional @ 6.5%
$1,441/mo
Assumable @ 5.41%
$1,307/mo
$134less per month with the assumable

Your Savings on This Property

2525 Dayton, Denver · 5.41% FHA vs 6.5% conventional

$134
per month
$1,607
per year
$48,205
over 30 years
$52,741
interest saved
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