🏠The Assumable Guy

Loan Comparison: 3.77% vs 6.5%

1350 Josephine, Denver, CO 80206 · 2bd/1ba · $199,900

List Price
$199,900
Assumable Rate
3.77%
Remaining Balance
$215,494
Equity Gap
$-15,594
Loan Type
FHA

No Secondary Financing Needed

The equity gap on this property ($-15,594) is less than 5% of the purchase price ($9,995). Your down payment covers the full gap with no second mortgage required.

Down Payment
$-15,594
Effective Rate
3.77%
vs Conventional
6.5%

Monthly Payment Comparison

New Conventional @ 6.5%
$1,200/mo
Assumable @ 3.77%
$1,000/mo
$200less per month with the assumable

Your Savings on This Property

1350 Josephine, Denver · 3.77% FHA vs 6.5% conventional

$200
per month
$2,399
per year
$71,962
over 30 years
$97,551
interest saved
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