🏠The Assumable Guy

Loan Comparison: 3.07% vs 6.5%

12886 Royal Birkdale, Peyton, CO 80831 · 4bd/5ba · $449,900

List Price
$449,900
Assumable Rate
3.07%
Remaining Balance
$428,865
Equity Gap
$20,120
Loan Type
VA

No Secondary Financing Needed

The equity gap on this property ($20,120) is less than 5% of the purchase price ($22,495). Your down payment covers the full gap with no second mortgage required.

Down Payment
$20,120
Effective Rate
3.07%
vs Conventional
6.5%

Monthly Payment Comparison

New Conventional @ 6.5%
$2,701/mo
Assumable @ 3.07%
$1,824/mo
$877less per month with the assumable

Your Savings on This Property

12886 Royal Birkdale, Peyton · 3.07% VA vs 6.5% conventional

$877
per month
$10,526
per year
$315,773
over 30 years
$317,233
interest saved
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