🏠The Assumable Guy

Loan Comparison: 4.125% vs 6.5%

8358 Howell, Arvada, CO 80005 · 3bd/3ba · $615,000

List Price
$615,000
Assumable Rate
4.125%
Remaining Balance
$627,393
Equity Gap
$-12,393
Loan Type
VA

No Secondary Financing Needed

The equity gap on this property ($-12,393) is less than 5% of the purchase price ($30,750). Your down payment covers the full gap with no second mortgage required.

Down Payment
$-12,393
Effective Rate
4.125%
vs Conventional
6.5%

Monthly Payment Comparison

New Conventional @ 6.5%
$3,693/mo
Assumable @ 4.125%
$3,041/mo
$652less per month with the assumable

Your Savings on This Property

8358 Howell, Arvada · 4.125% VA vs 6.5% conventional

$652
per month
$7,826
per year
$234,792
over 30 years
$277,935
interest saved
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