🏠The Assumable Guy

Loan Comparison: 5.23% vs 6.5%

17681 95th, Commerce City, CO 80022 · 3bd/3ba · $415,000

List Price
$415,000
Assumable Rate
5.23%
Remaining Balance
$426,836
Equity Gap
$4,771
Loan Type
FHA

No Secondary Financing Needed

The equity gap on this property ($4,771) is less than 5% of the purchase price ($20,750). Your down payment covers the full gap with no second mortgage required.

Down Payment
$4,771
Effective Rate
5.23%
vs Conventional
6.5%

Monthly Payment Comparison

New Conventional @ 6.5%
$2,492/mo
Assumable @ 5.23%
$2,352/mo
$140less per month with the assumable

Your Savings on This Property

17681 95th, Commerce City · 5.23% FHA vs 6.5% conventional

$140
per month
$1,683
per year
$50,475
over 30 years
$83,061
interest saved
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