🏠The Assumable Guy

Loan Comparison: 4.25% vs 6.5%

1996 Griffin, Brighton, CO 80601 · 4bd/3ba · $605,000

List Price
$605,000
Assumable Rate
4.25%
Remaining Balance
$579,118
Equity Gap
$27,630
Loan Type
FHA

No Secondary Financing Needed

The equity gap on this property ($27,630) is less than 5% of the purchase price ($30,250). Your down payment covers the full gap with no second mortgage required.

Down Payment
$27,630
Effective Rate
4.25%
vs Conventional
6.5%

Monthly Payment Comparison

New Conventional @ 6.5%
$3,633/mo
Assumable @ 4.25%
$2,849/mo
$784less per month with the assumable

Your Savings on This Property

1996 Griffin, Brighton · 4.25% FHA vs 6.5% conventional

$784
per month
$9,407
per year
$282,203
over 30 years
$286,571
interest saved
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