🏠The Assumable Guy

Loan Comparison: 4.25% vs 6.5%

1996 Griffin, Brighton, CO 80601 · 4bd/3ba · $600,000

List Price
$600,000
Assumable Rate
4.25%
Remaining Balance
$576,491
Equity Gap
$22,630
Loan Type
FHA

No Secondary Financing Needed

The equity gap on this property ($22,630) is less than 5% of the purchase price ($30,000). Your down payment covers the full gap with no second mortgage required.

Down Payment
$22,630
Effective Rate
4.25%
vs Conventional
6.5%

Monthly Payment Comparison

New Conventional @ 6.5%
$3,603/mo
Assumable @ 4.25%
$2,836/mo
$767less per month with the assumable

Your Savings on This Property

1996 Griffin, Brighton · 4.25% FHA vs 6.5% conventional

$767
per month
$9,202
per year
$276,047
over 30 years
$282,538
interest saved
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