🏠The Assumable Guy

Loan Comparison: 3% vs 6.5%

21891 7th, Aurora, CO 80018 · 3bd/3ba · $400,000

List Price
$400,000
Assumable Rate
3%
Remaining Balance
$455,559
Equity Gap
$-55,559
Loan Type
VA

No Secondary Financing Needed

The equity gap on this property ($-55,559) is less than 5% of the purchase price ($20,000). Your down payment covers the full gap with no second mortgage required.

Down Payment
$-55,559
Effective Rate
3%
vs Conventional
6.5%

Monthly Payment Comparison

New Conventional @ 6.5%
$2,402/mo
Assumable @ 3%
$1,921/mo
$481less per month with the assumable

Your Savings on This Property

21891 7th, Aurora · 3% VA vs 6.5% conventional

$481
per month
$5,774
per year
$173,233
over 30 years
$248,792
interest saved
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