Loan Comparison: 2.75% vs 6.5%
11750 Dunrich, Parker, CO 80138 · 5bd/5ba · $1,800,000
List Price
$1,800,000
Assumable Rate
2.75%
Remaining Balance
$709,264
Equity Gap
$1,090,735
Loan Type
FHAAdjust Your Scenario
$90,000
$90,000$1,090,735
8.50%
5%10%
Second mortgage rate on the equity gap
Conventional Rate: 6.5% (30yr fixed)
Assumable Rate: 2.75% (FHA)
Blended Rate: 6.12%
Monthly Payment Comparison
New Conventional @ 6.5%
$10,808/moAssumable @ 2.75% + gap loan
$10,590/moAssumed loan: $2,896/mo
Gap financing: $7,695/mo
$218less per month with the assumable
Your Savings on This Property
11750 Dunrich, Parker · 2.75% FHA vs 6.5% conventional
$218
per month
$2,617
per year
$78,505
over 30 years
$78,504
interest saved
How gap financing works: The equity gap ($1,090,735) is the difference between the home price and the remaining loan balance. You cover this with a down payment ($90,000, 5% of purchase price) and a second mortgage for the rest ($1,000,735 at 8.5%). Even with two payments, the blended cost is typically much lower than a new conventional loan. We work with lenders who specialize in assumption gap financing.
🏠
Back to This Listing
View photos, details, and request a showing for 11750 Dunrich.
View Listing Details📈
Interested in This Home?
Get full loan details and schedule a showing. Free, no obligation.