🏠The Assumable Guy

Loan Comparison: 5.23% vs 6.5%

16642 102nd, Commerce City, CO 80022 · 3bd/2ba · $500,000

List Price
$500,000
Assumable Rate
5.23%
Remaining Balance
$488,024
Equity Gap
$11,976
Loan Type
VA

No Secondary Financing Needed

The equity gap on this property ($11,976) is less than 5% of the purchase price ($25,000). Your down payment covers the full gap with no second mortgage required.

Down Payment
$11,976
Effective Rate
5.23%
vs Conventional
6.5%

Monthly Payment Comparison

New Conventional @ 6.5%
$3,002/mo
Assumable @ 5.23%
$2,689/mo
$313less per month with the assumable

Your Savings on This Property

16642 102nd, Commerce City · 5.23% VA vs 6.5% conventional

$313
per month
$3,762
per year
$112,852
over 30 years
$125,876
interest saved
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