Loan Comparison: 3.41% vs 6.5%
6230 Osceola, Arvada, CO 80003 · 5bd/3ba · $600,000
List Price
$600,000
Assumable Rate
3.41%
Remaining Balance
$154,998
Equity Gap
$446,127
Loan Type
VAAdjust Your Scenario
$30,000
$30,000$446,127
8.50%
5%10%
Second mortgage rate on the equity gap
Conventional Rate: 6.5% (30yr fixed)
Assumable Rate: 3.41% (VA)
Blended Rate: 7.12%
Monthly Payment Comparison
New Conventional @ 6.5%
$3,603/moAssumable @ 3.41% + gap loan
$3,888/moAssumed loan: $688/mo
Gap financing: $3,200/mo
Your Savings on This Property
6230 Osceola, Arvada · 3.41% VA vs 6.5% conventional
$0
per month
$0
per year
$0
over 30 years
$0
interest saved
How gap financing works: The equity gap ($446,127) is the difference between the home price and the remaining loan balance. You cover this with a down payment ($30,000, 5% of purchase price) and a second mortgage for the rest ($416,127 at 8.5%). Even with two payments, the blended cost is typically much lower than a new conventional loan. We work with lenders who specialize in assumption gap financing.
🏠
Back to This Listing
View photos, details, and request a showing for 6230 Osceola.
View Listing Details📈
Interested in This Home?
Get full loan details and schedule a showing. Free, no obligation.