🏠The Assumable Guy

Loan Comparison: 4.75% vs 6.5%

14220 Alpine Lily, Parker, CO 80134 · 3bd/3ba · $525,000

List Price
$525,000
Assumable Rate
4.75%
Remaining Balance
$505,089
Equity Gap
$19,910
Loan Type
FHA

No Secondary Financing Needed

The equity gap on this property ($19,910) is less than 5% of the purchase price ($26,250). Your down payment covers the full gap with no second mortgage required.

Down Payment
$19,910
Effective Rate
4.75%
vs Conventional
6.5%

Monthly Payment Comparison

New Conventional @ 6.5%
$3,152/mo
Assumable @ 4.75%
$2,635/mo
$518less per month with the assumable

Your Savings on This Property

14220 Alpine Lily, Parker · 4.75% FHA vs 6.5% conventional

$518
per month
$6,212
per year
$186,356
over 30 years
$192,695
interest saved
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