Loan Comparison: 3.07% vs 6.5%
12956 Casa De Campo, Peyton, CO 80831 · 3bd/3ba · $419,999
List Price
$419,999
Assumable Rate
3.07%
Remaining Balance
$378,818
Equity Gap
$41,181
Loan Type
VAAdjust Your Scenario
$21,000
$21,000$41,181
8.50%
5%10%
Second mortgage rate on the equity gap
Conventional Rate: 6.5% (30yr fixed)
Assumable Rate: 3.07% (VA)
Blended Rate: 3.34%
Monthly Payment Comparison
New Conventional @ 6.5%
$2,522/moAssumable @ 3.07% + gap loan
$1,767/moAssumed loan: $1,611/mo
Gap financing: $155/mo
$755less per month with the assumable
Your Savings on This Property
12956 Casa De Campo, Peyton · 3.07% VA vs 6.5% conventional
$755
per month
$9,064
per year
$271,916
over 30 years
$271,916
interest saved
How gap financing works: The equity gap ($41,181) is the difference between the home price and the remaining loan balance. You cover this with a down payment ($21,000, 5% of purchase price) and a second mortgage for the rest ($20,181 at 8.5%). Even with two payments, the blended cost is typically much lower than a new conventional loan. We work with lenders who specialize in assumption gap financing.
🏠
Back to This Listing
View photos, details, and request a showing for 12956 Casa De Campo.
View Listing Details📈
Interested in This Home?
Get full loan details and schedule a showing. Free, no obligation.