Loan Comparison: 4.17% vs 6.5%
17414 Trefoil, Parker, CO 80134 · 4bd/3ba · $679,000
List Price
$679,000
Assumable Rate
4.17%
Remaining Balance
$515,159
Equity Gap
$163,841
Loan Type
VAAdjust Your Scenario
$33,950
$33,950$163,841
8.50%
5%10%
Second mortgage rate on the equity gap
Conventional Rate: 6.5% (30yr fixed)
Assumable Rate: 4.17% (VA)
Blended Rate: 5.04%
Monthly Payment Comparison
New Conventional @ 6.5%
$4,077/moAssumable @ 4.17% + gap loan
$3,509/moAssumed loan: $2,510/mo
Gap financing: $999/mo
$568less per month with the assumable
Your Savings on This Property
17414 Trefoil, Parker · 4.17% VA vs 6.5% conventional
$568
per month
$6,818
per year
$204,553
over 30 years
$204,553
interest saved
How gap financing works: The equity gap ($163,841) is the difference between the home price and the remaining loan balance. You cover this with a down payment ($33,950, 5% of purchase price) and a second mortgage for the rest ($129,891 at 8.5%). Even with two payments, the blended cost is typically much lower than a new conventional loan. We work with lenders who specialize in assumption gap financing.
🏠
Back to This Listing
View photos, details, and request a showing for 17414 Trefoil.
View Listing Details📈
Interested in This Home?
Get full loan details and schedule a showing. Free, no obligation.