Loan Comparison: 3.84% vs 6.5%
534 Blossom Field, Fountain, CO 80817 · 3bd/1ba · $335,000
List Price
$335,000
Assumable Rate
3.84%
Remaining Balance
$72,242
Equity Gap
$262,545
Loan Type
VAAdjust Your Scenario
$16,750
$16,750$262,545
8.50%
5%10%
Second mortgage rate on the equity gap
Conventional Rate: 6.5% (30yr fixed)
Assumable Rate: 3.84% (VA)
Blended Rate: 7.44%
Monthly Payment Comparison
New Conventional @ 6.5%
$2,012/moAssumable @ 3.84% + gap loan
$2,228/moAssumed loan: $338/mo
Gap financing: $1,890/mo
Your Savings on This Property
534 Blossom Field, Fountain · 3.84% VA vs 6.5% conventional
$0
per month
$0
per year
$0
over 30 years
$0
interest saved
How gap financing works: The equity gap ($262,545) is the difference between the home price and the remaining loan balance. You cover this with a down payment ($16,750, 5% of purchase price) and a second mortgage for the rest ($245,795 at 8.5%). Even with two payments, the blended cost is typically much lower than a new conventional loan. We work with lenders who specialize in assumption gap financing.
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