🏠The Assumable Guy

Loan Comparison: 5.98% vs 6.5%

8748 46th, Wheat Ridge, CO 80033 · 2bd/1ba · $400,000

List Price
$400,000
Assumable Rate
5.98%
Remaining Balance
$391,572
Equity Gap
$8,428
Loan Type
FHA

No Secondary Financing Needed

The equity gap on this property ($8,428) is less than 5% of the purchase price ($20,000). Your down payment covers the full gap with no second mortgage required.

Down Payment
$8,428
Effective Rate
5.98%
vs Conventional
6.5%

Monthly Payment Comparison

New Conventional @ 6.5%
$2,402/mo
Assumable @ 5.98%
$2,343/mo
$59less per month with the assumable

Your Savings on This Property

8748 46th, Wheat Ridge · 5.98% FHA vs 6.5% conventional

$59
per month
$711
per year
$21,319
over 30 years
$32,891
interest saved
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