🏠The Assumable Guy

Loan Comparison: 3.45% vs 6.5%

15562 Bails, Aurora, CO 80017 · 3bd/2ba · $429,000

List Price
$429,000
Assumable Rate
3.45%
Remaining Balance
$415,863
Equity Gap
$13,970
Loan Type
FHA

No Secondary Financing Needed

The equity gap on this property ($13,970) is less than 5% of the purchase price ($21,450). Your down payment covers the full gap with no second mortgage required.

Down Payment
$13,970
Effective Rate
3.45%
vs Conventional
6.5%

Monthly Payment Comparison

New Conventional @ 6.5%
$2,576/mo
Assumable @ 3.45%
$1,856/mo
$720less per month with the assumable

Your Savings on This Property

15562 Bails, Aurora · 3.45% FHA vs 6.5% conventional

$720
per month
$8,642
per year
$259,261
over 30 years
$267,574
interest saved
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