🏠The Assumable Guy

Loan Comparison: 3.1% vs 6.5%

80 Leta, Colorado Springs, CO 80911 · 3bd/1ba · $275,000

List Price
$275,000
Assumable Rate
3.1%
Remaining Balance
$275,625
Equity Gap
$-625
Loan Type
FHA

No Secondary Financing Needed

The equity gap on this property ($-625) is less than 5% of the purchase price ($13,750). Your down payment covers the full gap with no second mortgage required.

Down Payment
$-625
Effective Rate
3.1%
vs Conventional
6.5%

Monthly Payment Comparison

New Conventional @ 6.5%
$1,651/mo
Assumable @ 3.1%
$1,177/mo
$474less per month with the assumable

Your Savings on This Property

80 Leta, Colorado Springs · 3.1% FHA vs 6.5% conventional

$474
per month
$5,692
per year
$170,753
over 30 years
$185,128
interest saved
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