🏠The Assumable Guy

Loan Comparison: 5% vs 6.5%

93 Regency, Pueblo, CO 81005 · 4bd/2ba · $289,000

List Price
$289,000
Assumable Rate
5%
Remaining Balance
$292,069
Equity Gap
$9,482
Loan Type
FHA

No Secondary Financing Needed

The equity gap on this property ($9,482) is less than 5% of the purchase price ($14,450). Your down payment covers the full gap with no second mortgage required.

Down Payment
$9,482
Effective Rate
5%
vs Conventional
6.5%

Monthly Payment Comparison

New Conventional @ 6.5%
$1,735/mo
Assumable @ 5%
$1,568/mo
$167less per month with the assumable

Your Savings on This Property

93 Regency, Pueblo · 5% FHA vs 6.5% conventional

$167
per month
$2,009
per year
$60,283
over 30 years
$77,802
interest saved
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