🏠The Assumable Guy

Loan Comparison: 4.98% vs 6.5%

6632 Galpin, Colorado Springs, CO 80925 · 3bd/3ba · $407,900

List Price
$407,900
Assumable Rate
4.98%
Remaining Balance
$436,405
Equity Gap
$-28,505
Loan Type
VA

No Secondary Financing Needed

The equity gap on this property ($-28,505) is less than 5% of the purchase price ($20,395). Your down payment covers the full gap with no second mortgage required.

Down Payment
$-28,505
Effective Rate
4.98%
vs Conventional
6.5%

Monthly Payment Comparison

New Conventional @ 6.5%
$2,449/mo
Assumable @ 4.98%
$2,337/mo
$112less per month with the assumable

Your Savings on This Property

6632 Galpin, Colorado Springs · 4.98% VA vs 6.5% conventional

$112
per month
$1,343
per year
$40,288
over 30 years
$89,188
interest saved
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