🏠The Assumable Guy

Loan Comparison: 5.3% vs 6.5%

3506 Ptarmigan, Pueblo, CO 81005 · 3bd/2ba · $301,900

List Price
$301,900
Assumable Rate
5.3%
Remaining Balance
$325,324
Equity Gap
$-23,424
Loan Type
VA

No Secondary Financing Needed

The equity gap on this property ($-23,424) is less than 5% of the purchase price ($15,095). Your down payment covers the full gap with no second mortgage required.

Down Payment
$-23,424
Effective Rate
5.3%
vs Conventional
6.5%

Monthly Payment Comparison

New Conventional @ 6.5%
$1,813/mo
Assumable @ 5.3%
$1,807/mo
$6less per month with the assumable

Your Savings on This Property

3506 Ptarmigan, Pueblo · 5.3% VA vs 6.5% conventional

$6
per month
$75
per year
$2,255
over 30 years
$40,774
interest saved
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