🏠The Assumable Guy

Loan Comparison: 4.375% vs 6.5%

13042 99th, Commerce City, CO 80022 · 3bd/2ba · $460,000

List Price
$460,000
Assumable Rate
4.375%
Remaining Balance
$478,039
Equity Gap
$-18,039
Loan Type
VA

No Secondary Financing Needed

The equity gap on this property ($-18,039) is less than 5% of the purchase price ($23,000). Your down payment covers the full gap with no second mortgage required.

Down Payment
$-18,039
Effective Rate
4.375%
vs Conventional
6.5%

Monthly Payment Comparison

New Conventional @ 6.5%
$2,762/mo
Assumable @ 4.375%
$2,387/mo
$375less per month with the assumable

Your Savings on This Property

13042 99th, Commerce City · 4.375% VA vs 6.5% conventional

$375
per month
$4,504
per year
$135,129
over 30 years
$176,168
interest saved
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