Loan Comparison: 4% vs 6.5%
2130 Birmingham, Colorado Springs, CO 80910 · 2bd/3ba · $300,000
List Price
$300,000
Assumable Rate
4%
Remaining Balance
$355,000
Equity Gap
$-55,000
Loan Type
VANo Secondary Financing Needed
The equity gap on this property ($-55,000) is less than 5% of the purchase price ($15,000). Your down payment covers the full gap with no second mortgage required.
Down Payment
$-55,000
Effective Rate
4%
vs Conventional
6.5%
Monthly Payment Comparison
New Conventional @ 6.5%
$1,801/moAssumable @ 4%
$1,695/mo$107less per month with the assumable
Your Savings on This Property
2130 Birmingham, Colorado Springs · 4% VA vs 6.5% conventional
$107
per month
$1,279
per year
$38,365
over 30 years
$108,365
interest saved
🏠
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