🏠The Assumable Guy

Loan Comparison: 5.22% vs 6.5%

4561 Range Creek, Colorado Springs, CO 80922 · 3bd/2ba · $420,000

List Price
$420,000
Assumable Rate
5.22%
Remaining Balance
$409,907
Equity Gap
$10,093
Loan Type
VA

No Secondary Financing Needed

The equity gap on this property ($10,093) is less than 5% of the purchase price ($21,000). Your down payment covers the full gap with no second mortgage required.

Down Payment
$10,093
Effective Rate
5.22%
vs Conventional
6.5%

Monthly Payment Comparison

New Conventional @ 6.5%
$2,522/mo
Assumable @ 5.22%
$2,256/mo
$266less per month with the assumable

Your Savings on This Property

4561 Range Creek, Colorado Springs · 5.22% VA vs 6.5% conventional

$266
per month
$3,192
per year
$95,775
over 30 years
$106,682
interest saved
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