Loan Comparison: 3.53% vs 6.5%
13257 Vallejo, Denver, CO 80234 · 3bd/3ba · $600,000
List Price
$600,000
Assumable Rate
3.53%
Remaining Balance
$181,941
Equity Gap
$418,059
Loan Type
VAAdjust Your Scenario
$30,000
$30,000$418,059
8.50%
5%10%
Second mortgage rate on the equity gap
Conventional Rate: 6.5% (30yr fixed)
Assumable Rate: 3.53% (VA)
Blended Rate: 6.91%
Monthly Payment Comparison
New Conventional @ 6.5%
$3,603/moAssumable @ 3.53% + gap loan
$3,804/moAssumed loan: $820/mo
Gap financing: $2,984/mo
Your Savings on This Property
13257 Vallejo, Denver · 3.53% VA vs 6.5% conventional
$0
per month
$0
per year
$0
over 30 years
$0
interest saved
How gap financing works: The equity gap ($418,059) is the difference between the home price and the remaining loan balance. You cover this with a down payment ($30,000, 5% of purchase price) and a second mortgage for the rest ($388,059 at 8.5%). Even with two payments, the blended cost is typically much lower than a new conventional loan. We work with lenders who specialize in assumption gap financing.
🏠
Back to This Listing
View photos, details, and request a showing for 13257 Vallejo.
View Listing Details📈
Interested in This Home?
Get full loan details and schedule a showing. Free, no obligation.