🏠The Assumable Guy

Loan Comparison: 5.22% vs 6.5%

803 Ridgebury, Fountain, CO 80817 · 4bd/4ba · $414,000

List Price
$414,000
Assumable Rate
5.22%
Remaining Balance
$439,534
Equity Gap
$-25,534
Loan Type
VA

No Secondary Financing Needed

The equity gap on this property ($-25,534) is less than 5% of the purchase price ($20,700). Your down payment covers the full gap with no second mortgage required.

Down Payment
$-25,534
Effective Rate
5.22%
vs Conventional
6.5%

Monthly Payment Comparison

New Conventional @ 6.5%
$2,486/mo
Assumable @ 5.22%
$2,419/mo
$67less per month with the assumable

Your Savings on This Property

803 Ridgebury, Fountain · 5.22% VA vs 6.5% conventional

$67
per month
$804
per year
$24,106
over 30 years
$70,340
interest saved
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