Master Assumable Mortgages.
Close Deals Other Agents Can't.
The only training course built by an agent who has closed 90+ assumable mortgage transactions. 8 modules. Self-paced. Everything you need to become the assumable expert in your market.
Join the WaitlistThe Opportunity
There are roughly 12 million assumable mortgages in the United States right now. FHA and VA loans originated between 2019 and 2022, locked in at rates between 2% and 4%.
With conventional rates sitting above 6%, these loans are worth their weight in gold to buyers. And most agents have no idea how to work them.
The agents who figure this out first will close deals nobody else can touch. They'll attract buyers who are priced out of conventional financing. They'll have a skill set that separates them from every other agent in their market.
That's what this course gives you.
What You'll Learn
8 modules. Everything from the basics to building your business.
Why Assumable Mortgages Matter Right Now
Explain the opportunity with specific numbers to any buyer or seller.
The Mechanics of an Assumable Mortgage
Distinguish FHA, VA, and USDA assumptions from subject-to. Answer "is this legal?" confidently.
Identifying Assumable Properties
Build a list of assumable properties in your market within 48 hours.
The Math: Savings, Equity Gap, and Blended Rates
Show any buyer their exact savings on your phone, in the room, in five minutes.
Working With Sellers
Handle VA entitlement conversations and get buy-in from listing agents who have never done this.
The Assumption Process and Timeline
Set accurate timelines, manage servicer friction, and keep deals together.
Financing the Equity Gap
Match buyers to the right equity gap solution and run blended payment math on the spot.
Building Your Assumable Business
Operate as a genuine assumable mortgage specialist with a system for finding and closing deals.
Course Details
Watch on your schedule. Rewatch as many times as you want.
Most agents finish in a weekend.
Offer clauses, seller scripts, equity gap spreadsheets, servicer checklists.
Join the waitlist for early-bird pricing.
Who Built This Course
Ryan Thomson is the founder of The Assumable Guy and Colorado's top assumable mortgage team. 90+ assumable closings. $25M+ in transactions. More assumptions closed per quarter than most agents close in a career.
Before real estate, Ryan spent seven years as a social worker making $35K a year. He house hacked his way to 5 properties in Colorado Springs, converted garages into apartments, basements into Airbnbs, and figured out how to build wealth without a trust fund.
When rates shot up in 2022 and house hacking stopped penciling, Ryan went all in on assumable mortgages. He built the systems, closed the deals, and proved the model. Now he's expanding nationally and teaching other agents how to do the same thing.
What Clients Say
Ryan walked us through the entire assumption process. We locked in a 2.75% rate and our payment is $800 less per month than what we would have paid with a conventional loan. Nobody else even mentioned this was possible.
We put $16K down on a $430,000 property and got a 2.99% rate. Our agent before Ryan told us we couldn't afford anything in this market. Turns out we just needed an agent who knew what he was doing.
I'm an investor. Ryan's team found me a property with a 2.65% rate. I put $35K down and my tenants are paying down $12K in principal per year. The returns on this are better than anything else I've seen in real estate.
Ryan's team closed our assumption in 38 days. The bank was difficult. The processor handled everything. We saved over $200,000 in interest compared to what we were quoted for a conventional loan.
Frequently Asked Questions
How long does the course take?
About 4 to 6 hours total, self-paced. Most agents finish it in a weekend. You can go module by module if you prefer.
Do I need to be in Colorado?
No. Assumable mortgages exist in every state. The principles, math, and process are the same everywhere. Colorado examples are used because that is where our team operates, but everything applies nationally.
Will I get templates and scripts?
Yes. Every module includes downloadable templates: offer clauses, seller scripts, equity gap calculators, servicer checklists, and client-facing comparison spreadsheets.
What if I've never done an assumption before?
That is exactly who this is for. The course starts from zero. By Module 8, you will have a repeatable system for finding, closing, and marketing assumable deals.
Is there a certification?
Agents who complete all 8 modules and pass the final assessment receive The Assumable Guy Agent Certification. Certified agents are eligible for referral partnerships in markets where we don't operate directly.
How much does it cost?
Pricing will be announced when enrollment opens. Join the waitlist to be first in line and get early-bird pricing.
Join the Waitlist
Be the first to know when enrollment opens. Early waitlist members get priority access and early-bird pricing.