15820 Valdez Circle
VA Assumable
3.15% Rate
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15820 Valdez Circle

Peyton, CO 80831

5
Bedrooms
4
Bathrooms
3,370
Sq Ft

Payment Calculator

$2,897
per month, total
$31,250
cash you bring

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$31,250
$31,250$159,421
Second loan$128,171
%
Blended rate4.09% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$3,753/mo
Assumable @ 3.15% + gap
$2,897/mo
$856
per month
$10,271
per year
$308,143
over 30 years

Estimates only, not a loan offer, quote, or approval. Payments are principal and interest and exclude taxes, insurance, HOA dues and closing costs. The second-loan rate is an assumption you can edit, not a quoted rate. Assumption terms are subject to lender and servicer approval and verification.

🏦 Loan Details

List Price
$625,000
Assumable Rate
3.15%
Remaining Balance
$465,578
Loan Type
VA
Est. Equity Gap
$159,421
Annual Taxes
$2,352

About This Home

5 acres, Pikes Peak views, a guest house and incredible potential! Bring your vision to this spacious Peyton acreage property where the big-ticket features are already here. Set on approximately 5 acres with beautiful Pikes Peak views, this 4-bedroom, 3-bath home offers approximately 3,570 square feet of living space, a 3-car garage and the flexibility buyers are looking for in a Colorado acreage property. The main level features vaulted ceilings, abundant natural light, a welcoming living room with fireplace, and a kitchen ready for your personal touches. The walk-out lower level provides additional living space and flexibility for a recreation room, home office, guest space or hobby area. A bonus sunroom/hot-tub room adds even more opportunity to customize the home to fit your lifestyle. One of the property's standout features is the separate 1-bedroom, 1-bath guest house with its own kitchen — ideal for extended family, guests, a private office or other flexible living arrangements. Outside, enjoy the freedom and privacy of 5 acres, expansive western views and gorgeous Colorado sunsets. The property also includes a 3-car garage and an animal-ready loafing shed, making it well suited for buyers looking for space for hobbies, animals, toys or simply room to spread out. This is not a major renovation — the home is ready for someone to add their personal style with primarily cosmetic updates and finishing touches. this is an opportunity to create a home that reflects your taste while building value in one of Peyton's desirable acreage settings. If you've been looking for acreage, mountain views, a guest house and plenty of space without paying the premium for a fully remodeled property, this one deserves a look. Schedule your showing and come see the possibilities!

Data Source: elevatemls

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$625,000
3.15% rateVASave $856/mo

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