495 Dayton Street
VA Assumable
3.06% Rate
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495 Dayton Street

Denver, CO 80247

2
Bedrooms
1
Bathrooms
744
Sq Ft

Payment Calculator

$1,247
per month, total
$14,450
cash you bring

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$14,450
$14,450$43,902
Second loan$29,452
%
Blended rate3.54% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$1,735/mo
Assumable @ 3.06% + gap
$1,247/mo
$488less per month
$488
per month
$5,857
per year
$175,724
over 30 years

Estimates only, not a loan offer, quote, or approval. Payments are principal and interest and exclude taxes, insurance, HOA dues and closing costs. The second-loan rate is an assumption you can edit, not a quoted rate. Assumption terms are subject to lender and servicer approval and verification.

🏦 Loan Details

List Price
$289,000
Assumable Rate
3.06%
Remaining Balance
$245,097
Loan Type
VA
Est. Equity Gap
$43,902

About This Home

Welcome to your beautifully remodeled retreat in Windsor Gardens — Denver’s premier 55+ community offering resort-style amenities and a low-maintenance lifestyle! Perfectly located near CenterPoint and just minutes from shopping, dining, and healthcare, this first-floor condo features a spacious, open 2-bedroom, 2-bath floor plan with approximately 1,200 sq. ft. of living space. Additional highlights include a convenient UNDERGROUND PARKING SPACE (#69 Lot-UP26) located directly under the unit with easy access. Step inside to find a completely reimagined interior showcasing newer finishes throughout. The kitchen boasts newer Whirlpool appliances, shaker-style white cabinetry, Corian countertops, and a classic subway tile backsplash. Fresh paint, newer A/C units, updated plumbing and electrical, and tile flooring throughout make this home truly move-in ready. The generous living area opens to an enclosed west-facing lanai—perfect for relaxing or entertaining year-round with peaceful garden views. The lanai has new vinyl windows and storm door for security and exterior access. A dedicated office nook adds convenience and versatility. Both bathrooms have been beautifully updated with designer finishes, new vanities, fixtures, and tile surrounds. The primary suite features a custom walk-in closet and a stunning walk-in shower. Enjoy Windsor Gardens’ incredible amenities—9-hole par-3 golf course, indoor and outdoor pools, fitness center, spa, classes, community activities, and the new El Gran Jardin restaurant. HOA dues cover PROPERTY TAXES, heat, water, sewer, trash, snow removal, and 24-hour security. FHA and VA approved for added peace of mind. Don’t miss your chance to own this turnkey home in one of Denver’s most desirable active adult communities!

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$289,000
3.06% rateVASave $488/mo

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