FHA Assumable

2.73% Rate

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864 Penstemon Drive

Henderson, CO 80640

Bedrooms

Bathrooms

2,655

Sq Ft

Payment Calculator

$1,903

per month, total

$22,500

cash you bring

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$22,500

$22,500$78,153

Second loan$55,653

at an estimated rate of

Blended rate3.35% vs 6.5%

Monthly Payment Comparison

Conventional @ 6.5%

$2,702/mo

Assumable @ 2.73% + gap

$1,903/mo

$799less per month

$799

per month

$9,586

per year

$287,591

over 30 years

Estimates only, not a loan offer, quote, or approval. Payments are principal and interest and exclude taxes, insurance, HOA dues and closing costs. The second-loan rate is an assumption you can edit, not a quoted rate. Assumption terms are subject to lender and servicer approval and verification.

See Full Loan Breakdown →

🏦 Loan Details

List Price: $450,000
Assumable Rate: 2.73%
Remaining Balance: $371,846
Loan Type: FHA
Est. Equity Gap: $78,153

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing

$450,000

2.73% rateFHASave $799/mo

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