FHA Assumable

2.89% Rate

22 photos

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4532 Quemoy Street

Aurora, CO 80019

Bedrooms

Bathrooms

1,175

Sq Ft

Payment Calculator

$2,053

per month, total

$22,245

cash you bring

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$22,245

$22,245$126,497

Second loan$104,252

at an estimated rate of

Blended rate4.03% vs 6.5%

Monthly Payment Comparison

Conventional @ 6.5%

$2,671/mo

Assumable @ 2.89% + gap

$2,053/mo

$619less per month

$619

per month

$7,427

per year

$222,819

over 30 years

Estimates only, not a loan offer, quote, or approval. Payments are principal and interest and exclude taxes, insurance, HOA dues and closing costs. The second-loan rate is an assumption you can edit, not a quoted rate. Assumption terms are subject to lender and servicer approval and verification.

See Full Loan Breakdown →

🏦 Loan Details

List Price: $444,900
Assumable Rate: 2.89%
Remaining Balance: $318,402
Loan Type: FHA
Est. Equity Gap: $126,497

About This Home

PRICED TO SELL, and offering exceptional value in Green Valley Ranch East. Situated on a desirable corner lot, this beautiful Oakwood Surrey model features a welcoming wraparound front porch and a spacious open-concept floor plan designed for comfortable living and entertaining. The kitchen offers granite countertops, ample cabinetry, and a sunny dining area. Upstairs, the primary suite includes a walk-in closet and private bath with dual sinks and a walk-in shower. Two additional bedrooms and a full bath complete the second level. The third floor provides a versatile loft/family room, along with a private fourth bedroom and full bath—ideal for guests, multigenerational living, or a home office. Large windows fill the home with natural light, and the private yard offers space to relax and enjoy Colorado’s beautiful weather. Conveniently located just steps from the community park, this well-maintained home is move-in ready and a fantastic opportunity in a growing neighborhood.

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing

$444,900

2.89% rateFHASave $619/mo

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