391 Upham Street
VA Assumable
6.78% Rate
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391 Upham Street

Lakewood, CO 80226

4
Bedrooms
2
Bathrooms
1,824
Sq Ft

Payment Calculator

$2,692
per month, total
$21,750
cash you bring

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$21,750
$21,750$29,208
Second loan$7,458
%
Blended rate6.79% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$2,612/mo
Assumable @ 6.78% + gap
$2,692/mo
$0
per month
$0
per year
$0
over 30 years

Estimates only, not a loan offer, quote, or approval. Payments are principal and interest and exclude taxes, insurance, HOA dues and closing costs. The second-loan rate is an assumption you can edit, not a quoted rate. Assumption terms are subject to lender and servicer approval and verification.

🏦 Loan Details

List Price
$435,000
Assumable Rate
6.78%
Remaining Balance
$405,791
Loan Type
VA
Est. Equity Gap
$29,208

About This Home

Beautifully maintained townhome located at the end of a quiet cul de sac in one of Lakewood’s most desirable neighborhoods. This sharp 3 bedroom, 2.5 bath home offers a spacious and functional layout with inviting living spaces and an unbeatable location near shopping, dining, parks and entertainment. This home offers a warm and thoughtful layout designed for both comfortable daily living and easy entertaining. Upon entry, you are greeted by new floors that carry through the living room, dining area and spacious family room. The family room features a charming brick wood burning fireplace with built in bookshelves on both sides, adding warmth, character and comfort to the space. A convenient hallway pantry provides additional storage. The open kitchen feels bright and inviting with white cabinetry, abundant counter space and a peninsula for additional seating. Just off the kitchen, the dining area features a custom bay window that fills the space with natural light and creates a comfortable spot for morning coffee, casual dining or your favorite plants. A dedicated laundry closet and convenient half bath add everyday convenience to the main level. The patio backs to open space and offers a personal oasis away from the hustle and bustle. An attached two car garage provides additional storage space and practical utility. Upstairs, you’ll find three generously sized bedrooms and two full bathrooms, including a primary suite bath and an additional hallway bath. Two of the bedrooms feature sliding glass doors that lead to private balconies on opposite sides of the home, bringing in fresh air and natural light throughout the upper level. Located within walking distance of Belmar with shopping, restaurants, entertainment, a movie theater and more. Nearby amenities also include Whole Foods Market, Target, parks, schools, public transit and the Lakewood Cultural Center. A fantastic opportunity in an exceptional location.

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$435,000
6.78% rateVA

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