9072 Gladiola Way
FHA Assumable
4.5% Rate
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9072 Gladiola Way

Arvada, CO 80005

3
Bedrooms
3
Bathrooms
1,679
Sq Ft

Payment Calculator

$2,211
per month, total
$18,645
cash you bring
No secondary financing needed

The equity gap on this property ($18,645) is less than 5% of the purchase price ($22,750). Your down payment covers the full gap with no second mortgage required.

Down payment$18,645
Effective rate4.5% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$2,732/mo
Assumable @ 4.5%
$2,211/mo
$521less per month
$521
per month
$6,254
per year
$187,620
over 30 years

Estimates only, not a loan offer, quote, or approval. Payments are principal and interest and exclude taxes, insurance, HOA dues and closing costs. The second-loan rate is an assumption you can edit, not a quoted rate. Assumption terms are subject to lender and servicer approval and verification.

🏦 Loan Details

List Price
$455,000
Assumable Rate
4.5%
Remaining Balance
$436,355
Loan Type
FHA
Est. Equity Gap
$18,645

About This Home

RARE OPPORTUNITY* Take advantage of an assumable FHA loan at an attractive 4.5% interest rate, offering a unique advantage in today’s market for qualified buyers. Welcome to this thoughtfully maintained 2-bedroom, 2-bathroom townhome in Whisper Village, where comfort, functionality, and energy-conscious living come together seamlessly. Ideally positioned as a middle unit, this home offers a welcoming front patio perfect for enjoying a quiet morning or relaxing at the end of the day. Step inside to a bright and well-designed main level, where the living room sits just off the entry, filled with natural light from a front-facing window creating a warm, inviting space to unwind. The layout flows naturally into the kitchen, which offers generous cabinetry and a clean, modern feel consistent with the community’s design. Updated appliances including; the range, microwave, dishwasher, and refrigerator, add both style and everyday functionality, making the space as practical as it is comfortable. Upstairs provides a more private retreat, with both bedrooms and bathrooms thoughtfully positioned, along with a spacious laundry room with extra storage. *Please note; washer & dryer will be replaced with original set This home also stands out with upgraded electric window coverings & a focus on efficiency, featuring solar panels paired with an EV charger, an ideal combination for those looking to integrate modern, energy-conscious features into their lifestyle. An oversized one-car garage, along with an additional driveway space, provides flexible parking and storage options. With HOA-maintained grounds and a location that offers easy access to nearby trails, open space, and everyday amenities, this home delivers a low-maintenance lifestyle without sacrificing comfort or quality. With a balance of thoughtful updates, modern efficiency, and the added benefit of a loan assumption opportunity, this home presents a compelling option in one of Arvada’s desirable communities.

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$455,000
4.5% rateFHASave $521/mo

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