🏠The Assumable Guy
4021 Trail Stone Circle
FHA Assumable
2.31% Rate
43 photos
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4021 Trail Stone Circle

Castle Rock, CO 80108

5
Bedrooms
6
Bathrooms
4,673
Sq Ft

Payment Calculator

$3,380
per month, total
$32,000
cash you bring

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$32,000
$32,000$362,565
Second loan$330,565
%
Blended rate5.13% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$3,843/mo
Assumable @ 2.31% + gap
$3,380/mo
$463less per month
$463
per month
$5,551
per year
$166,543
over 30 years

Estimates only, not a loan offer, quote, or approval. Payments are principal and interest and exclude taxes, insurance, HOA dues and closing costs. The second-loan rate is an assumption you can edit, not a quoted rate. Assumption terms are subject to lender and servicer approval and verification.

See Full Loan Breakdown →

🏦 Loan Details

List Price
$640,000
Assumable Rate
2.31%
Remaining Balance
$277,435
Loan Type
FHA
Est. Equity Gap
$362,565

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$640,000
2.31% rateFHASave $463/mo

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📞 (719) 624-3472