7181 Van Gordon Street
FHA Assumable
3.07% Rate
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7181 Van Gordon Street

Arvada, CO 80004

2
Bedrooms
1
Bathrooms
960
Sq Ft

Payment Calculator

$2,555
per month, total
$28,250
cash you bring

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$28,250
$28,250$127,568
Second loan$99,318
%
Blended rate3.89% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$3,393/mo
Assumable @ 3.07% + gap
$2,555/mo
$837less per month
$837
per month
$10,049
per year
$301,463
over 30 years

Estimates only, not a loan offer, quote, or approval. Payments are principal and interest and exclude taxes, insurance, HOA dues and closing costs. The second-loan rate is an assumption you can edit, not a quoted rate. Assumption terms are subject to lender and servicer approval and verification.

🏦 Loan Details

List Price
$565,000
Assumable Rate
3.07%
Remaining Balance
$437,431
Loan Type
FHA
Est. Equity Gap
$127,568

About This Home

2.99% Assumable FHA Loan Available for Qualified Buyers + Recent Price Improvement Approximate assumable loan balance of $442,000. Buyer must qualify with current lender and cover the difference between purchase price and assumed loan balance. Rare opportunity to own a spacious 4-bedroom home in Arvada, Colorado with the potential to assume an existing FHA loan. Located in the desirable Woodland Valley neighborhood near Olde Town Arvada, this recently repositioned home combines space, flexibility, and long-term value in today’s competitive Colorado real estate market. Offering over 2,000 finished square feet, this Arvada home features 4 bedrooms, 3 bathrooms, multiple living areas, a finished basement, attached 2-car garage, and a large corner lot with room to spread out both inside and out. Inside, you’ll find luxury vinyl flooring, updated lighting, smart home features, modern appliances, and flexible living spaces designed for today’s lifestyle. The finished basement creates additional options for a guest suite, home office, gym, media room, or multi-generational living setup. Major exterior improvements are already being completed for the next owner, including a new roof, gutters, and driveway replacement at closing, creating additional peace of mind and added value. NEW roof/gutters & driveway! The private backyard offers space to entertain, garden, relax, or create your ideal outdoor setup, while the oversized driveway area provides additional convenience and storage flexibility. Located near Ralston Creek Trail, Apex Recreation Center, parks, shopping, dining, top-rated schools, and with convenient access to Downtown Denver and the mountains, this Arvada home offers the perfect combination of location, functionality, and value. NEW ROOF, NEW GUTTERS, & NEW DRIVEWAY With today's price improvement, major capital improvements, and a rare assumable low-interest FHA loan, this is a great opportunity available in Arvada. Schedule your private showing today!

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$565,000
3.07% rateFHASave $837/mo

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