10534 Carmela Lane
FHA Assumable
6.81% Rate
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10534 Carmela Lane

Northglenn, CO 80234

6
Bedrooms
4
Bathrooms
3,142
Sq Ft

Payment Calculator

$3,141
per month, total
$25,250
cash you bring

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$25,250
$25,250$47,943
Second loan$22,693
%
Blended rate6.84% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$3,032/mo
Assumable @ 6.81% + gap
$3,141/mo
$0
per month
$0
per year
$0
over 30 years

Estimates only, not a loan offer, quote, or approval. Payments are principal and interest and exclude taxes, insurance, HOA dues and closing costs. The second-loan rate is an assumption you can edit, not a quoted rate. Assumption terms are subject to lender and servicer approval and verification.

🏦 Loan Details

List Price
$505,000
Assumable Rate
6.81%
Remaining Balance
$457,057
Loan Type
FHA
Est. Equity Gap
$47,943

About This Home

SHORTSALE OPPORTUNITY! Welcome to this nice, updated home on a spacious corner lot! This Northglenn gem offers exceptional value, thoughtful updates, and a location buyers love. From the moment you walk in, the open and inviting floor plan makes you feel right at home. The kitchen features stainless steel appliances and a large island that flows seamlessly into the living and dining areas—perfect for gatherings. The lower-level family room includes a cozy gas fireplace, a charming bay window, and an additional bedroom ideal for a home office, music room, or guest space. All upper-level bedrooms are generously sized. Step outside to a huge backyard with endless possibilities. You’ll enjoy a storage shed plus a versatile She/He shed—great for an art studio or creative space. It has its own electrical panel and can be fully powered with professional wiring. The large concrete patio easily fits your outdoor furniture and grilling setup. The yard is spacious enough to create your own outdoor oasis and even accommodate a RV, complete with a sliding side fence for easy access. The oversized 2.5-car garage includes two EV chargers and plenty of room for motorbikes, 3-wheelers, or extra storage. Located in a mature neighborhood close to parks, trails, Croke Reservoir, Northglenn Marketplace, and quick I-25 access, this home offers convenience and comfort in one package. Come take a look!

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$505,000
6.81% rateFHA

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