FHA Assumable

3.07% Rate

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289 Holden Lane

Johnstown, CO 80534

Bedrooms

Bathrooms

1,735

Sq Ft

Payment Calculator

$2,673

per month, total

$28,975

cash you bring

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$28,975

$28,975$149,979

Second loan$121,004

at an estimated rate of

Blended rate4.04% vs 6.5%

Monthly Payment Comparison

Conventional @ 6.5%

$3,480/mo

Assumable @ 3.07% + gap

$2,673/mo

$806less per month

$806

per month

$9,678

per year

$290,333

over 30 years

Estimates only, not a loan offer, quote, or approval. Payments are principal and interest and exclude taxes, insurance, HOA dues and closing costs. The second-loan rate is an assumption you can edit, not a quoted rate. Assumption terms are subject to lender and servicer approval and verification.

See Full Loan Breakdown →

🏦 Loan Details

List Price: $579,500
Assumable Rate: 3.07%
Remaining Balance: $429,521
Loan Type: FHA
Est. Equity Gap: $149,979

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing

$579,500

3.07% rateFHASave $806/mo

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