6338 Julian Street
FHA Assumable
5.22% Rate
47 photos
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6338 Julian Street

Denver, CO 80221

0
Bedrooms
0
Bathrooms
N/A
Sq Ft

Payment Calculator

$7,097
per month, total
$62,500
cash you bring

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$62,500
$62,500$439,776
Second loan$377,276
%
Blended rate5.94% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$7,506/mo
Assumable @ 5.22% + gap
$7,097/mo
$409less per month
$409
per month
$4,906
per year
$147,168
over 30 years

Estimates only, not a loan offer, quote, or approval. Payments are principal and interest and exclude taxes, insurance, HOA dues and closing costs. The second-loan rate is an assumption you can edit, not a quoted rate. Assumption terms are subject to lender and servicer approval and verification.

🏦 Loan Details

List Price
$1,250,000
Assumable Rate
5.22%
Remaining Balance
$810,223
Loan Type
FHA
Est. Equity Gap
$439,776

About This Home

Note: This listing represents the sale of both 6338 AND 6340 Julian St — both sides of the duplex are included. Don't just buy a duplex — buy a business. 6338 & 6340 Julian St is a fully operational short-term rental enterprise that generated $163K in realized gross revenue in 2025 and is on track for $202K in 2026; a 25% YoY increase. The property is zoned as a duplex, with each side featuring separate upstairs and downstairs spaces, each with its own private entrance, currently operating as four independently booked STR spaces. All carry a 4.9-star rating across Airbnb, VRBO, and Booking.com, each with strong occupancy & ADR. This is a true turnkey acquisition. Every space is professionally designed and fully furnished; stainless appliances, hotel-quality linens, complete bedroom and living room packages. The smart property tech stack transfers with the sale: 4 solar Ring doorbells, 8 Ultraloq smart locks, 4 Minut noise monitors, 4 StayFi WiFi gateways, and 2 Nest thermostats — all configured and live. A database of 1,500+ opted-in past guests enables direct bookings, with the option to bypass OTA platform fees using direct marketing. Confirmed reservations will be assigned to buyer at closing — no vacancy period, no ramp-up. Business assets including all furnishings, tech stack, guest database, and OTA listings are offered separately at $68,000, well below the $100K+ original cost basis. Seller may be open to financing the business assets portion for a qualified buyer (separate from the real estate transaction). Two acquisition structures available: asset-only purchase or LLC acquisition for cleanest OTA continuity. Optional post-sale STR management available through the current operating team. Revenue is 2.5× what this property generated as a long-term rental. The income case is proven. Everything is set up and running — it transfers to new ownership and keeps earning.

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$1,250,000
5.22% rateFHASave $409/mo

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