8395 64th Avenue
FHA Assumable
3.61% Rate
27 photos
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8395 64th Avenue

Arvada, CO 80004

2
Bedrooms
1
Bathrooms
939
Sq Ft

Payment Calculator

$2,941
per month, total
$29,250
cash you bring

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$29,250
$29,250$197,924
Second loan$168,674
%
Blended rate4.79% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$3,513/mo
Assumable @ 3.61% + gap
$2,941/mo
$571less per month
$571
per month
$6,856
per year
$205,679
over 30 years

Estimates only, not a loan offer, quote, or approval. Payments are principal and interest and exclude taxes, insurance, HOA dues and closing costs. The second-loan rate is an assumption you can edit, not a quoted rate. Assumption terms are subject to lender and servicer approval and verification.

🏦 Loan Details

List Price
$585,000
Assumable Rate
3.61%
Remaining Balance
$387,075
Loan Type
FHA
Est. Equity Gap
$197,924

About This Home

A beautifully updated Arvada ranch home in Scenic Heights will surprise you with a spacious and flexible layout. Step inside to an open and inviting main level filled with natural light, where the spacious living room offers stunning sunset views and a warm, welcoming feel β€” the kind of space where your plants thrive and everyone wants to linger. The heart of the home is the expansive eat-in kitchen featuring quartz countertops, a large island, stainless steel appliances, abundant seating, and plenty of room to cook, connect, and entertain. The thoughtful floorplan offers exceptional flexibility with three bedrooms on the main level, including an oversized bedroom (300+ sqft.) with private entry β€” ideal for guests, multigenerational living, a home office, or creative studio space. Tastefully updated bathrooms and brand-new carpet add a fresh, move-in ready feel throughout. Downstairs, the finished lower level expands your living space with a huge family room and a private primary retreat complete with a large walk-in closet β€” your own peaceful oasis at the end of the day. A versatile bonus bedroom creates endless options for a playroom, gym, office, or hobby space. Washer and dryer are included and just one year old. Situated on a large corner lot, this property offers a private yard, garden space, patio, front porch, and parking for up to five vehicles including an attached garage with storage shelving. Newer roof, AC, furnace, and water heater add to value and offer confidence for today’s discerning buyer. Conveniently located near schools, parks, shopping, transit, and just about a mile to light rail, this home combines space, comfort, and everyday convenience in one exceptional package.

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$585,000
3.61% rateFHASave $571/mo

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