10176 Quivas Street
FHA Assumable
3.07% Rate
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10176 Quivas Street

Thornton, CO 80260

1
Bedrooms
1
Bathrooms
550
Sq Ft

Payment Calculator

$1,462
per month, total
$18,000
cash you bring

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$18,000
$18,000$20,660
Second loan$2,660
%
Blended rate3.10% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$2,162/mo
Assumable @ 3.07% + gap
$1,462/mo
$700less per month
$700
per month
$8,395
per year
$251,841
over 30 years

Estimates only, not a loan offer, quote, or approval. Payments are principal and interest and exclude taxes, insurance, HOA dues and closing costs. The second-loan rate is an assumption you can edit, not a quoted rate. Assumption terms are subject to lender and servicer approval and verification.

🏦 Loan Details

List Price
$360,000
Assumable Rate
3.07%
Remaining Balance
$339,340
Loan Type
FHA
Est. Equity Gap
$20,660

About This Home

****FHA Assumable Loan with 3.25% Interest Rate Available**** Welcome to 10176 Quivas St! This completely remodeled 4 bed, 3 bath townhome blends modern updates with a layout that lives easy, bright, and flexible. Step inside to an expansive living room with high ceilings, newer flooring, and incredible natural light pouring through a large picture window, creating a space that feels both open and inviting. It flows seamlessly into a formal dining area and a fully updated kitchen featuring quartz countertops, tile backsplash, and stainless steel appliances that stay, making it as functional as it is stylish. The main level also includes a beautifully remodeled powder bath and direct access to your private fenced patio that opens to a peaceful courtyard - perfect for morning coffee or winding down in the evenings. Upstairs, the HUGE primary suite offers a true retreat with room for a king bed plus additional furniture, a large walk-in closet, and space that doesn’t feel like an afterthought. Two additional bedrooms are generously sized and versatile, ideal for guests, a home office, nursery, or creative space, and are complemented by a fully remodeled full bathroom with a clean, modern finish. The basement adds even more flexibility with brand new carpet, a massive 4th bedroom or rec area, a remodeled 3/4 bath, and a dedicated laundry space with newer washer and dryer included. With an attached 2-car garage, newer HVAC, AC, windows, updated fixtures, and even a 1-year-old water heater, the big-ticket items are already done. Located just minutes to I-25, Westminster Promenade, shopping, dining, parks, and entertainment, this is a turnkey home that truly checks the boxes.

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$360,000
3.07% rateFHASave $700/mo

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