4570 Hoyt Street
VA Assumable
2.77% Rate
31 photos
Click to enlarge

4570 Hoyt Street

Wheat Ridge, CO 80033

3
Bedrooms
1
Bathrooms
888
Sq Ft

Payment Calculator

$2,388
per month, total
$25,000
cash you bring

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$25,000
$25,000$178,162
Second loan$153,162
%
Blended rate4.30% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$3,002/mo
Assumable @ 2.77% + gap
$2,388/mo
$614less per month
$614
per month
$7,369
per year
$221,078
over 30 years

Estimates only, not a loan offer, quote, or approval. Payments are principal and interest and exclude taxes, insurance, HOA dues and closing costs. The second-loan rate is an assumption you can edit, not a quoted rate. Assumption terms are subject to lender and servicer approval and verification.

🏦 Loan Details

List Price
$500,000
Assumable Rate
2.77%
Remaining Balance
$321,838
Loan Type
VA
Est. Equity Gap
$178,162

About This Home

Location, space, and endless possibilities! ASSUMABLE VA LOAN AT 2.25% ASK ME HOW! Welcome to this charming 4-bedroom, 2-bathroom home nestled in one of Wheat Ridge's most convenient locations. With 2,508 square feet of living space, there's room for everyone to spread out, entertain, and make lasting memories. The oversized backyard is ready to become your personal retreat. Whether you envision summer barbecues, a lush garden, a play area, or simply a peaceful place to relax, this property offers the space to bring your ideas to life. Enjoy being just minutes from local shopping, dining, parks, and entertainment, with quick access to I-70 for easy trips to the mountains and only 15 minutes to Downtown Denver. This home places you right in the center of everything Colorado has to offer. If you've been searching for a home with room to grow in an unbeatable location, your search ends here. Come see everything this Wheat Ridge gem has to offer and say "yes" to this address!

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$500,000
2.77% rateVASave $614/mo

Request a Tour or Talk With an Agent

Schedule a showing or talk with our team

Or reach us directly:

📞 (719) 624-3472