FHA Assumable

4.34% Rate

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2041 Samuel Drive

Denver, CO 80221

Bedrooms

Bathrooms

1,026

Sq Ft

Payment Calculator

$2,718

per month, total

$22,500

cash you bring

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$22,500

$22,500$315,913

Second loan$293,413

at an estimated rate of

Blended rate6.51% vs 6.5%

Monthly Payment Comparison

Conventional @ 6.5%

$2,702/mo

Assumable @ 4.34% + gap

$2,718/mo

per month

per year

over 30 years

Estimates only, not a loan offer, quote, or approval. Payments are principal and interest and exclude taxes, insurance, HOA dues and closing costs. The second-loan rate is an assumption you can edit, not a quoted rate. Assumption terms are subject to lender and servicer approval and verification.

See Full Loan Breakdown →

🏦 Loan Details

List Price: $450,000
Assumable Rate: 4.34%
Remaining Balance: $134,086
Loan Type: FHA
Est. Equity Gap: $315,913

About This Home

Instant Equity when buying this home! This home previously appraised at $460k! Rebuilt in 2024, this stunning home offers the rare opportunity to enjoy the peace of mind that comes with virtually everything being just two years old. From the studs out, no detail was overlooked—featuring a new roof, windows, HVAC system, flooring, beautifully remodeled bathrooms, and high-quality finishes throughout. The heart of the home is the gorgeous, fully updated kitchen with granite countertops, new cabinetry and stainless steel appliances and a functional layout that's perfect for both everyday living and entertaining. Offering 3 spacious bedrooms, 2 beautifully updated bathrooms, and a dedicated office that could easily serve as a 4th bedroom, this home provides the flexibility today's buyers are looking for. With no HOA, you'll have the freedom to truly make this property your own. Whether you need space for your toys, work vehicles, or simply want fewer restrictions, the possibilities are endless. Move-in ready with modern upgrades from top to bottom, this is a rare opportunity to own a like-new home in an established Denver neighborhood. Schedule your private showing today and experience the quality and value for yourself.

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing

$450,000

4.34% rateFHA

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