20305 Vassar Avenue
VA Assumable
3.16% Rate
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20305 Vassar Avenue

Aurora, CO 80013

2
Bedrooms
2
Bathrooms
925
Sq Ft

Payment Calculator

$2,458
per month, total
$26,250
cash you bring

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$26,250
$26,250$142,362
Second loan$116,112
%
Blended rate4.17% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$3,152/mo
Assumable @ 3.16% + gap
$2,458/mo
$694less per month
$694
per month
$8,330
per year
$249,894
over 30 years

Estimates only, not a loan offer, quote, or approval. Payments are principal and interest and exclude taxes, insurance, HOA dues and closing costs. The second-loan rate is an assumption you can edit, not a quoted rate. Assumption terms are subject to lender and servicer approval and verification.

🏦 Loan Details

List Price
$525,000
Assumable Rate
3.16%
Remaining Balance
$382,637
Loan Type
VA
Est. Equity Gap
$142,362

About This Home

POTENTIAL 2.5% VA LOAN ASSUMPTION OPPORTUNITY! Seller's existing loan has a 2.50% interest rate with an approximate principal balance of $373,859 as of 9/1/26. Assumption subject to buyer qualification and loan servicer/VA approval. Buyer to verify eligibility, terms, fees, required funds and processing timeline. Welcome to 20305 E Vassar Ave, a beautifully maintained 3-bedroom, 3-bath home in The Conservatory at the Plains. Major improvements include energy-efficient windows (2025), roof (2022), newer furnace and central A/C, Trex deck, and privacy fence...giving the next owner peace of mind from day one. Inside, the bright open floor plan features vaulted ceilings, abundant natural light, luxury vinyl plank flooring, neutral paint, and spacious living and dining areas designed for everyday living and entertaining. The kitchen offers white cabinetry, stainless steel appliances, generous counter space, and a breakfast bar overlooking the family room and backyard. Upstairs, the spacious primary suite includes a private bath and walk-in closet, with two additional bedrooms offering flexibility for family, guests, or a home office. The unfinished basement provides excellent storage and an opportunity to create additional living space, a home gym, office, or recreation area. Step outside to enjoy the expansive Trex deck, mature trees, and fully fenced backyard—perfect for relaxing, grilling, pets, or entertaining. With the roof, windows, HVAC, Trex deck and privacy fence already completed, buyers can spend less time worrying about big-ticket projects and more time enjoying their new home. Conveniently located near Southlands, E-470, Buckley Space Force Base, DIA, Cherry Creek Schools, parks, trails, shopping and dining. Major updates are complete, the home is move-in ready, and the potential 2.50% VA loan assumption offers a unique financing opportunity for a qualified buyer. Schedule your private showing today!

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$525,000
3.16% rateVASave $694/mo

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