13405 21st Place
VA Assumable
3.16% Rate
39 photos
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13405 21st Place

Golden, CO 80401

2
Bedrooms
1
Bathrooms
900
Sq Ft

Payment Calculator

$4,184
per month, total
$37,500
cash you bring

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$37,500
$37,500$453,454
Second loan$415,954
%
Blended rate5.69% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$4,503/mo
Assumable @ 3.16% + gap
$4,184/mo
$319less per month
$319
per month
$3,829
per year
$114,872
over 30 years

Estimates only, not a loan offer, quote, or approval. Payments are principal and interest and exclude taxes, insurance, HOA dues and closing costs. The second-loan rate is an assumption you can edit, not a quoted rate. Assumption terms are subject to lender and servicer approval and verification.

🏦 Loan Details

List Price
$750,000
Assumable Rate
3.16%
Remaining Balance
$296,546
Loan Type
VA
Est. Equity Gap
$453,454

About This Home

Nestled in the highly desirable West Applewood neighborhood, this beautifully maintained Hutchinson ranch blends thoughtful modern updates with timeless character. Offering nearly 2,500 square feet of finished living space, this five-bedroom, three-bathroom home features an open floor plan designed for comfort and functionality. The updated kitchen showcases new stainless-steel appliances, custom oak cabinetry and ample workspace. Original hardwood floors add warmth and character throughout the main level, while large windows fill the home with natural light. The inviting living room is anchored by a stunning floor-to-ceiling fireplace crafted from locally sourced dry-stack sandstone. The main level also includes three bedrooms and two full bathrooms. New vinyl windows throughout the home enhance energy efficiency. The finished basement offers two additional non-conforming bedrooms, a third bathroom, and a large family room, with a second fireplace and corner bar. A dedicated home office with built-in bookshelves and desk space provides an ideal work-from-home environment. Situated on a 0.27-acre corner lot surrounded by mature trees, the outdoor living spaces are equally impressive. The backyard features a covered patio and a separate pergola dining area, creating the perfect setting for gatherings and relaxation. Modern conveniences abound, including central air conditioning, an 8.1-kW solar panel system, a 220V Class 2 electric vehicle charging station with NEMA 14-50R outlet, a dedicated 220V circuit for RV/ generator backup, and an in-ground irrigation system. The roof and gutters were replaced in 2017. The location is exceptional- just blocks from North Table Mountain and its extensive hiking and mountain biking trails, as well as Applewood Golf Course and Rolling Hills Country Club; with easy access to Golden, Denver and world-class skiing. This is a rare opportunity to own a truly exceptional home in one of the area's most sought-after communities.

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$750,000
3.16% rateVASave $319/mo

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