18870 85th Drive
VA Assumable
5.23% Rate
46 photos
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18870 85th Drive

Arvada, CO 80007

4
Bedrooms
2
Bathrooms
1,788
Sq Ft

Payment Calculator

$5,735
per month, total
$49,875
cash you bring

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$49,875
$49,875$396,746
Second loan$346,871
%
Blended rate6.06% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$5,990/mo
Assumable @ 5.23% + gap
$5,735/mo
$254less per month
$254
per month
$3,052
per year
$91,553
over 30 years

Estimates only, not a loan offer, quote, or approval. Payments are principal and interest and exclude taxes, insurance, HOA dues and closing costs. The second-loan rate is an assumption you can edit, not a quoted rate. Assumption terms are subject to lender and servicer approval and verification.

🏦 Loan Details

List Price
$997,500
Assumable Rate
5.23%
Remaining Balance
$600,754
Loan Type
VA
Est. Equity Gap
$396,746

About This Home

Positioned near open space, parks, and miles of trails, this exceptional home offers generous living spaces, beautiful finishes, foothill views, and outstanding outdoor living.The home is designed for comfortable Colorado living and entertaining. Inside, soaring ceilings, wood floors, abundant natural light, and a fireplace create an impressive great room. The chef's kitchen features white cabinetry, quartz countertops, stainless steel appliances, an oversized island with seating, and a butler's pantry. The open layout flows into the dining area and covered deck, ideal for everyday living and gatherings. A main-level bedroom and full bath provide flexibility for guests, multigenerational living, or a home office. An oversized three-car garage adds valuable storage. Upstairs, the primary suite features a spa-inspired five-piece bath and spacious walk-in closet. The laundry room with utility sink connects directly to the primary closet. Two additional bedrooms share a Jack-and-Jill bath, and new carpet gives the upper level a fresh, move-in-ready feel. The professionally finished garden-level basement expands the living space with a recreation/media room, fireplace, wet bar, additional bedroom, non-conforming bedroom or office, and three-quarter bath, offering flexibility for guests, entertainment, fitness, or working from home. Outside, enjoy a private fenced backyard and covered deck for dining, relaxing, and entertaining. Nearby open space provides foothill views and access to an extensive trail system. Buyers may have the opportunity to assume existing 5.2% VA loan, subject to lender and VA approval. Assumable solar panel lease offers potential energy savings. Residents enjoy a community pool, clubhouse, parks, trails, Jefferson County schools, nearby shopping and dining, and convenient access to Denver and Boulder. Beautifully appointed, exceptionally functional, surrounded by the outdoor amenities buyers seek, this home offers an outstanding Colorado lifestyle.

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$997,500
5.23% rateVASave $254/mo

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