639 Galapago Street
VA Assumable
4.48% Rate
48 photos
Click to enlarge

639 Galapago Street

Denver, CO 80204

10
Bedrooms
5
Bathrooms
7,545
Sq Ft

Payment Calculator

$3,876
per month, total
$39,950
cash you bring

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$39,950
$39,950$60,081
Second loan$20,131
%
Blended rate4.56% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$4,798/mo
Assumable @ 4.48% + gap
$3,876/mo
$922less per month
$922
per month
$11,061
per year
$331,827
over 30 years

Estimates only, not a loan offer, quote, or approval. Payments are principal and interest and exclude taxes, insurance, HOA dues and closing costs. The second-loan rate is an assumption you can edit, not a quoted rate. Assumption terms are subject to lender and servicer approval and verification.

🏦 Loan Details

List Price
$799,000
Assumable Rate
4.48%
Remaining Balance
$738,918
Loan Type
VA
Est. Equity Gap
$60,081

About This Home

Classic Baker charm meets thoughtful modern updates in this inviting residence. A welcoming covered front porch sets the tone, leading into a light-filled living area framed by large windows and warm, comfortable spaces designed for everyday living. The updated kitchen is both stylish and functional, featuring a new island with a built-in beverage fridge, generous cabinetry, a farmhouse sink, stainless steel appliances and a seamless flow for entertaining. A convenient laundry area with a stackable washer and dryer set enhances daily routines. The primary suite is a peaceful haven with abundant windows, a cozy seating area and a beautifully appointed en-suite bath with refined tile work. Beyond the three bedrooms, two flexible bonus spaces offer versatility for a home office, fitness studio or creative retreat. Outside, a private backyard with a patio and pergola invites relaxed gatherings, while a two-car detached garage adds coveted convenience in a vibrant and central location. Welcome Home!

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$799,000
4.48% rateVASave $922/mo

Request a Tour or Talk With an Agent

Schedule a showing or talk with our team

Or reach us directly:

📞 (719) 624-3472