🏠The Assumable Guy
45 Sebring Lane
FHA Assumable
2.96% Rate
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45 Sebring Lane

Johnstown, CO 80534

2
Bedrooms
1
Bathrooms
1,525
Sq Ft

Payment Calculator

$1,770
per month, total
$20,250
cash you bring

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$20,250
$20,250$76,135
Second loan$55,885
%
Blended rate3.62% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$2,432/mo
Assumable @ 2.96% + gap
$1,770/mo
$662less per month
$662
per month
$7,940
per year
$238,214
over 30 years

Estimates only, not a loan offer, quote, or approval. Payments are principal and interest and exclude taxes, insurance, HOA dues and closing costs. The second-loan rate is an assumption you can edit, not a quoted rate. Assumption terms are subject to lender and servicer approval and verification.

See Full Loan Breakdown →

🏦 Loan Details

List Price
$405,000
Assumable Rate
2.96%
Remaining Balance
$328,864
Loan Type
FHA
Est. Equity Gap
$76,135

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$405,000
2.96% rateFHASave $662/mo

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📞 (719) 624-3472